:root{
  --navy-900:#0a0f1f;--navy-800:#0f1730;--navy-700:#131d38;
  --gold-dark:#9b7739;--gold-mid:#dbc478;--gold-light:#f3e7a3;
  --gold-grad:linear-gradient(135deg,#9b7739,#dbc478,#f3e7a3);
  --cream:#faf8f3;--white:#fff;--ink:#11182b;--muted:#5b6478;--line:#e7e3d8;--wa:#25D366;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Heebo',-apple-system,system-ui,sans-serif;background:var(--cream);color:var(--ink);line-height:1.85;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
svg{display:block}
.container{max-width:820px;margin:0 auto;padding:0 1.25rem}

/* header */
header{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 4px 20px rgba(10,24,52,.08)}
header::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,transparent 6%,rgba(219,196,120,.65) 50%,transparent 94%);pointer-events:none}
.head-in{max-width:1040px;margin:0 auto;padding:1rem 1.25rem;display:flex;align-items:center;justify-content:space-between;gap:1rem}
.logo{display:flex;align-items:center;font-family:'Poppins',sans-serif;font-weight:800;font-size:1.5rem;letter-spacing:-.02em}
.logo .a{color:#0a1834}
.logo .p{background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.back{display:inline-flex;align-items:center;gap:.45rem;font-weight:700;font-size:.9rem;color:var(--gold-dark);transition:color .15s}
.back:hover{color:var(--navy-800)}

/* hero strip */
.legal-hero{background:radial-gradient(900px 400px at 85% -20%,rgba(219,196,120,.15),transparent 60%),linear-gradient(160deg,var(--navy-900),var(--navy-800));color:#fff;padding:3.6rem 0 3.2rem}
.legal-hero .eyebrow{display:inline-block;font-size:.76rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;margin-bottom:.8rem}
.legal-hero h1{font-size:clamp(1.8rem,4.6vw,2.7rem);font-weight:900;letter-spacing:-.02em;line-height:1.15}
.legal-hero .updated{color:#aeb6ca;margin-top:.6rem;font-weight:300;font-size:.95rem}

/* content */
main{padding:3rem 0 4rem}
main h2{font-size:1.25rem;font-weight:800;color:var(--navy-800);margin:2.1rem 0 .6rem;position:relative;padding-right:.95rem}
main h2::before{content:"";position:absolute;right:0;top:.18em;bottom:.18em;width:4px;border-radius:2px;background:var(--gold-grad)}
main p{margin-bottom:1rem;color:#39404f}
main ul{list-style:none;display:grid;gap:.75rem;margin:.2rem 0 1.3rem}
main li{display:flex;gap:.65rem;align-items:flex-start;color:#39404f}
main li::before{content:"";flex:none;width:8px;height:8px;border-radius:50%;background:var(--gold-grad);margin-top:.72em}
main strong{color:var(--navy-800);font-weight:800}
.wa-inline{color:var(--gold-dark);font-weight:800;text-decoration:underline;text-underline-offset:3px}
.wa-inline:hover{color:var(--navy-800)}

/* footer */
footer{background:var(--navy-900);color:#9aa3b8;padding:2.8rem 0;text-align:center;border-top:1px solid rgba(219,196,120,.14)}
footer .f-logo{font-family:'Poppins',sans-serif;font-weight:800;font-size:1.35rem;color:#fff;margin-bottom:.7rem}
footer .f-logo .p{background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
footer .links{display:flex;flex-wrap:wrap;gap:.5rem 1.4rem;justify-content:center;margin:1rem 0;font-size:.92rem;font-weight:600}
footer .links a{transition:color .15s}
footer a:hover{color:var(--gold-light)}
footer .wa{display:inline-flex;align-items:center;gap:.5rem;color:var(--gold-light);font-weight:800;margin-top:.4rem}
.foot-copy{font-size:.8rem;margin-top:1.2rem;opacity:.7}

/* accessibility widget */
.a11y-toggle{position:fixed;bottom:1.4rem;right:1.4rem;z-index:70;width:54px;height:54px;border-radius:50%;background:#1e40af;color:#fff;border:none;cursor:pointer;display:grid;place-items:center;box-shadow:0 10px 26px rgba(30,64,175,.5)}
.a11y-toggle:hover{background:#1e3a8a}
.a11y-panel{position:fixed;bottom:5.6rem;right:1.4rem;z-index:71;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 24px 60px rgba(0,0,0,.25);padding:1.2rem;width:260px;display:none}
.a11y-panel.open{display:block}
.a11y-panel h6{font-size:.95rem;font-weight:800;margin-bottom:.8rem;color:var(--ink)}
.a11y-panel button{width:100%;display:flex;align-items:center;gap:.6rem;background:var(--cream);border:1px solid var(--line);border-radius:10px;padding:.65rem .8rem;margin-bottom:.5rem;font-family:inherit;font-size:.9rem;font-weight:600;color:var(--ink);cursor:pointer;text-align:right}
.a11y-panel button:hover{border-color:var(--gold-mid)}
.a11y-panel button[aria-pressed="true"]{background:#eef2ff;border-color:#1e40af;color:#1e40af}
.a11y-panel .reset{justify-content:center;color:#b91c1c}

/* a11y body states */
body.a11y-contrast{background:#000!important;color:#fff!important}
body.a11y-contrast .legal-hero{background:#000!important}
body.a11y-contrast main p,body.a11y-contrast main li{color:#eee!important}
body.a11y-contrast main h2{color:#fff!important}
body.a11y-links a{text-decoration:underline!important;text-underline-offset:3px}
body.a11y-readable,body.a11y-readable *{font-family:Arial,Helvetica,sans-serif!important}

:focus-visible{outline:3px solid var(--gold-mid);outline-offset:2px;border-radius:4px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}